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Resolved Question: Does it make a difference when a mortage is paid at the end or beginning of the month?
The prob I'm working with this a $500,000 mortage, 6% annual rate that is paid at the END of each month. If I remember right from finance class there is a difference then the standard paying it at the beginning but I can't find any mortgage calculators that let me choose the payment date. moreResolved Question: how much do you pay for your home mortgage?
Online mortage calculators seem like they are fulll of lies. I exact same info used has be from 700 a month to over a 1000 (for a loan of about 122,000). I know taxes and interest rate will change, but about how much is your loan and what is your monthly payment? I've hear it is about 10% of your mortgage, but I have a really hard time trusting the people that make a living off of selling homes. moreVoting Question: Should I refinance a mortgage that I have been pre-paying?
I am trying to find out if refinancing a mortgage that I have been prepaying would make sense. The orginal mortage balance was 220,000 with 6% interest at 30 year amt. start date of 11/05. I have been making an additional principal payment since the beginning of the loan and currently have a balance of 206000. I am trying to find out if refinanceing at a lower rate and continuing to make my additional principal payment would make sense and at what interest rate should I refinance at? I have searched for calculator online but cant find one that fits my critera moreResolved Question: compound interest - mortgages?
Jane wants to take out a 20 yr mortage. the interest rate is 8% compounded semi-annually. jane can afford monthly payments of $850. what is the largest mortage that she can afford? My attempt at a solution ( using a graphing calculator): N= 20 x 12 = 240 I%= 8 *PV= 102 612.70??? PMT= -850 FV = 0 P/Y = 12 C/Y = 2 PMT = END but im suppose to solve this without a graphing calculator. PV = (R(1-(1/1+i)^n)/i R = 850 n = 240 i = ???? HELP!!!!!! moreResolved Question: How to plan and calculate loan for building a home?
I recently paid my car off and I have good credit. Not the best score, but good. I have some money saved up and live on good size farm, but I don't want to sell my land that I lease out. Plus I do have a full time job and get some money monthly for rental property--little income there. My current home is paid off--inherited and I plan to rent it out as well. I want to build a home on my farm. I am just not sure of the how to go about calculating and knowing the interest rate and all that and to know if my down payment would be adequate. Sorry, but I am clueless to this process. I tried doing an online mortage calculator, but then at the end, I had to give information to get different lender's offers. I really just want to do this myself to get an idea. Do I have to go to my bank first or is there a way to do this without contacting them first and not giving personal information to other lenders online? I think I would want a fixed rate, but I don't know the interest rates. moreMortage Rate Calculator News
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